Lockton Personal Firearms Liability Insurance

Carry related chit-chat
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Bitter Clinger
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Just rec'd an email from Gunbroker.com promoting the subject Lockton product.

Here is the link: https://locktonaffinityoutdoor.com/pers ... liability/

Interested in what folks might think about the value / need for such a product?

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I've never heard of them. Be curious to know if they actually provide the coverage they claim, and if there are any customers, who have reviews.
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I had them for a year. They charge about 1% of the value of your firearms - but you need to 1) be an NRA member and 2) specify the details for any firearm with a value over $1,500.
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I use them for instructor insurance.
Texas LTC instructor
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There could be value if you are prone to doing things that they cover. But as for me and the vast majority of average Joes, it won't be worth it. It's one of those things I'll probably never use. And if I do, I would've put more money into it than the value I'd get back.
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Vol Texan
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Tex1961 wrote: Mon Jan 11, 2021 6:19 pm I use them for instructor insurance.
Avoidance, deterrence, and de-escalation should keep you safe.
When these three fail, aim for center mass.

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